How Many Bank Holidays Do You Get Each Year? Let’s Break It Down

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Alright, so here’s the deal – when people ask “how many bank holidays a year,” it’s not as simple as one number because it depends on where you live and whether you’re talking about actual bank closures or just general public holidays. In the United States, “bank holidays” aren’t officially labeled that way like in the UK, but banks pretty much follow the federal holiday schedule. So let’s start with the most common reference: the U.S. federal holidays. There are 11 federal holidays recognized by the federal government. These are New Year’s Day, Martin Luther King Jr. Day, Presidents’ Day (officially Washington’s Birthday), Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Banks typically close on all these, so that means you get 11 bank holidays per year in the U.S. – but keep in mind, some states might add extra holidays like Good Friday or Election Day, and those can also cause banks to shut their doors. So if you include regional variations, the number might go up to 12 or 13 in certain areas.

Now, if you’re thinking about the UK, it’s a whole different story. Bank holidays in the UK are set by the government and there are usually 8 permanent bank holidays in England and Wales: New Year’s Day, Good Friday, Easter Monday, Early May Bank Holiday, Spring Bank Holiday, Summer Bank Holiday, Christmas Day, and Boxing Day. Plus, in Scotland and Northern Ireland, you get a few extra ones, like St. Andrew’s Day or St. Patrick’s Day, bringing the total up to 10 or 11. So when someone asks “how many bank holidays a year” globally, you gotta clarify the region. For the most common answer in the U.S., it’s 11, but don’t forget that some federal holidays like Martin Luther King Jr. Day or Juneteenth might be newer to you, so double-check with your local bank’s holiday list.

But wait, there’s another twist. Many people confuse “bank holidays” with “public holidays” that everyone gets off work. Not all 11 federal holidays are automatically paid days off for private employees – that depends on your job. Banks close, but stores and restaurants might stay open. So if you’re trying to plan your year around when banks are closed, just look up the official federal holiday calendar. Also, some banks observe holidays on different days if the actual date falls on a weekend – for instance, if Christmas is on a Saturday, banks might close on Friday instead. That can make the count feel a little fuzzy. In a typical year, though, you can count on 11 bank holidays in the U.S., with the occasional extra if you’re in a state that celebrates a special day.

Questions related to how many bank holidays a year

One common question is: “Are bank holidays the same as federal holidays?” Basically, yes – in the U.S., bank holidays pretty much mirror the federal ones. The Federal Reserve and most financial institutions follow the same 11-day schedule. Another frequent question: “Do I get paid for bank holidays?” That depends on your employer. Federal employees usually get paid, but private sector workers have no legal right to paid holidays unless their contract says so. Also, people ask: “How many bank holidays in 2025?” The number stays the same – 11 – unless a new holiday gets added, which last happened with Juneteenth in 2021. So mark your calendar for those key dates, and if you’re ever unsure, your bank’s website will have a PDF listing their closures.

To sum it up: in the U.S., you’re looking at 11 bank holidays each year. In the UK, it’s 8 to 11 depending on where you live. Other countries like Canada have 8 or 9, and Australia’s number varies by state. So the answer isn’t one-size-fits-all, but for most folks reading this, the magic number is 11. Just remember that banks might also close for weather emergencies or local events, but that doesn’t count as a standard bank holiday. Always plan ahead – especially around Thanksgiving and Christmas because those are the big ones where everything shuts down.

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