How Many Bank Holidays Are There in the US Each Year? The Real Deal on Federal Holidays and Days Off

Hello everyone, I am your dedicated public holiday assistant. Recently, a little friend asked me about the title of how many bank holidays per year in us. Now I’ll summarize the relevant problems, hoping to help the little friends who want to know.

Alright, so you’re probably wondering, “How many bank holidays do we actually get in the United States each year?” It’s a pretty common question, especially when you’re planning your year, trying to figure out when the bank’s gonna be closed so you can run errands or when you might get a day off work. Let me break it down for you in plain English. The short answer is: the federal government recognizes 11 bank holidays every year. But hold up—it’s not quite that simple for everyone. “Bank holidays” in the US are basically the same as federal holidays, which are days when most banks, post offices, and government offices shut down. However, not every state observes every single federal holiday, and some states add their own holidays on top. So while 11 is the magic number for the feds, your actual number of bank holidays might be a little higher depending on where you live.

Let’s talk about those 11 federal holidays first. They are: New Year’s Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents’ Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth National Independence Day (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25). That’s the official lineup. If a holiday falls on a Saturday, most banks will close the Friday before. If it falls on a Sunday, they’ll close the following Monday. So you might get an extra day off there, but the count stays at 11 recognized holidays.

Now, here’s where it gets a little messy. Some states observe additional holidays like Good Friday, Election Day, or even local days like Patriots’ Day in Massachusetts or Mardi Gras in Louisiana. In those places, banks might close for those too. But nationwide, the standard answer to “how many bank holidays per year in us” is 11. Most banks, including big national chains, follow the federal holiday schedule. Credit unions and smaller local banks might add a few extra days, like the day after Thanksgiving or Christmas Eve, but that’s more of a company policy than a legal holiday. So if you’re just looking for the official count, stick with 11.

Questions related to how many bank holidays per year in us

Are all banks closed on every federal holiday?
Generally, yes. Federal holidays are when the Federal Reserve is closed, and since most banks operate under the Fed’s schedule, they shut down too. But some big banks might keep a few branches open in places like malls or grocery stores, especially on holidays like Presidents’ Day or Columbus Day. It’s always smart to call ahead or check your bank’s app.

Do I get paid for bank holidays if I work at a bank?
It depends on your employer. Full-time bank employees usually get those 11 federal holidays as paid days off. Part-timers might not, and if you’re in a retail branch, you might have to work if the branch stays open. Federal employees definitely get the day off with pay, but private banks can set their own policies.

What happens if a bank holiday lands on a Saturday or Sunday?
Great question. If the holiday is on a Saturday, most banks close the Friday before. If it’s on a Sunday, they close the next Monday. So you’ll still get a day off, but it shifts a bit. For example, Christmas Day 2024 falls on a Wednesday, so no shift—just a normal Wednesday closure. But Independence Day 2027 is on a Sunday, so banks will be closed on Monday, July 5 instead.

Are there any extra bank holidays in 2024 or 2025?
Not really, unless a state adds one. The federal calendar stays at 11. But occasionally a year might have 12 if Christmas and New Year’s both fall on weekdays and you count the observed day differently? Nah, still 11. One thing to note: Juneteenth became a federal holiday in 2021, so it’s now part of the standard 11. Before that, we had 10. So the official count has been 11 for a few years now.

Do all countries have the same number of bank holidays?
No way. The US is actually on the lower end globally. Countries like India have way more, and some European nations have closer to 14 or 15. We keep it simple with 11 federal holidays. But remember, “bank holidays” in the UK, for example, are a different thing—they have 8 per year. So don’t mix those up.

public holiday calendar.COM – Thank you for reading, I hope this article can help you fully understand the how many bank holidays per year in us，如果您还有其他问题，请联系我们。