UK Holiday Entitlement Explained: How Many Bank Holidays Are Included?

Hey there! It’s your Holiday Little Assistant here. I know figuring out UK holiday rules can be confusing – trust me, I get questions about this all the time! Today we’re breaking down exactly how bank holidays factor into your holiday entitlement so you can plan those well-deserved breaks like a pro.
First things first – let’s talk numbers. Most full-time workers in the UK get at least 5.6 weeks (28 days) of paid annual leave each year. Now here’s where bank holidays come into play: those 8-9 shiny public holidays you see on calendars? They can count toward your 28-day minimum… but they don’t have to. Confused? Don’t worry, I’ll explain!
Do employers have to include bank holidays in my 28 days?
Here’s the kicker – UK law doesn’t actually require employers to give you bank holidays off or count them separately. Many companies do include them (making your life easier), but legally they could make you use your 28 days to cover Christmas or Easter if they wanted. Crazy, right? Most decent employers won’t do this though – it’s terrible for morale!
In practice, here’s how it usually shakes out:
• Included: Most office jobs give you 20 days + 8 bank holidays = your 28 days
• Not included: Some jobs (especially retail/hospitality) give 28 days plus bank holidays
• Worst case: A few make you use your 28 days to cover bank holidays
What if I work on a bank holiday?
Now this gets interesting! If your workplace stays open on bank holidays (looking at you, hospitals and restaurants), you’ve got rights:
• You should get an alternative day off later
• Or get extra pay (often called “time and a half” or double pay)
• Or have it count as a normal working day if that’s your regular schedule
Pro tip: Always check your contract! Some employers spell out bank holiday rules clearly, while others leave it vague. If you’re unsure, ask HR – it’s literally their job to explain this stuff.
Part-time worker? Here’s what changes
Part-timers get pro-rated holiday (so if you work 3 days/week, you’d get about 17 days). The bank holiday situation gets trickier though – since they fall on specific dates, whether you get them depends on your usual work days. Don’t get screwed over – here’s how it works:
• If a bank holiday falls on your normal workday, you should get it off
• If it’s on your day off? Tough luck – no extra day for you
• Some nice employers will adjust this, but they don’t have to
Listen, I know holiday math isn’t anyone’s idea of fun. But understanding these rules means you’ll never get shortchanged on your precious time off. Remember – those 28 days are your legal minimum, and how bank holidays fit in depends entirely on your employer’s policy. When in doubt, check that contract or ask your manager!
So there you have it – the full scoop on UK bank holidays and holiday entitlement. Whether you’re planning next year’s vacations or just trying to figure out why you had to work last Boxing Day, I hope this clears things up. Now go enjoy that hard-earned time off (and maybe send your Holiday Little Assistant a postcard)!
FAQpro Thanks for reading! Still puzzled about your specific situation? Drop us a line – we’re happy to help decode those confusing holiday policies. After all, everyone deserves proper time to recharge.